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Loan Products
Contact Us | Financial Calculator
PERSONAL PRODUCTS
Mortgage Loans
Buying a new home should be an exciting, joyous occasion, not an endless, frustrating journey. We make home financing simple, easy and painless so you can concentrate on planning your move, not worrying about the financing. Refinancing options are also available.
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DOWNLOAD MORTGAGE LOAN APPLICATIONWhether building your dream home or a new office building, we can handle all the necessary steps from groundbreaking through project completion. We specialize in ONE TIME closing of construction loans to permanent loans. So you only pay once. It’s only fair.
DOWNLOAD LOAN APPLICATION CHECKLIST
DOWNLOAD MORTGAGE LOAN APPLICATIONChances are, you have considerable equity in your home that you can tap if needed. And best of all you can spend the funds on home improvements, education, travel and other purposes. We offer some of the most competitive and convenient Home Equity loans in the area. You deserve it.
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DOWNLOAD MORTGAGE LOAN APPLICATIONWhether you are in the market for a new car or boat, a recreational vehicle, household furniture or paying for your child to go to college, we offer customized loans that fit your individual needs. We make it easy.
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DOWNLOAD CONSUMER LOAN APPLICATIONProjecting future cash needs is never easy. That’s why we offer personal lines of credit that can be repaid and drawn upon again as needed. We can design the line to fit your individual needs. One size never fits all.
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COMMERCIAL PRODUCTS
Commercial Loans
In building your business, the sky is the limit. We have to be as innovative as our customers are. We offer a variety of commercial loans and lines of credit. We provide all the commercial products larger banks do, but we do it on a local level. In fact, all credit requests are reviewed here at Bayside Savings Bank not in some far-away city . . . because we live here.
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A line of credit can be your cash manager’s best friend. We can create a line of credit that meets your seasonal cash flow needs. The line can be repaid and drawn again as needed. We can tailor it to fit your specific needs so you can focus on building your business not on how to finance it.
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For those interested in real estate for commercial purposes, we offer a host of lending options to meet your needs. We strive to keep them simple, flexible and affordable . . . because your time is money.
DOWNLOAD COMMERCIAL LOAN APPLICATION CHECKLIST
Whether you are funding new construction or expanding an existing facility, we offer competitive rates and a variety of products to meet your needs. We also offer in-house funding, a convenient draw schedule and local progress inspections. We keep it simple.
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