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Privacy Policy
Protecting Your Privacy
At Bayside Savings Bank, we understand how important it is to our
customers that your private information be kept confidential. We are
committed to protecting and managing your information as explained in our
privacy policy.
This notice describes our privacy policy, as well as providing
suggestions for ways you can personally safeguard your private information.
ONLINE PRIVACY POLICY
We, our, and us, when used in this notice, mean Bayside Savings
Bank. This is our privacy notice for our customers. When we use the words
“you” and ”your” we mean the following types of customers:
- Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a(n):
- Deposit account
- Loan account
- Safe deposit box
- All IRA accounts for which we act as custodian
We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.
We first define some terms
Nonpublic personal information means information about you
that we collect in connection with providing a financial product or service
to you. Nonpublic personal information does not include information that is
available from public sources, such as telephone directories or government
records. Hereafter, we will use the term ”information” to mean nonpublic
personal information as defined in this section.
An affiliate is a company we own or control, a company that
owns or controls us, or a company that is owned or controlled by the same
company that owns or controls us. Ownership does not mean complete
ownership, but means owning enough to have control.
A nonaffiliated third party is a person we do not employ or a
company that is not an affiliate of ours. This is also known as
nonaffiliated third party, or simply, an “other party.”
THE INFORMATION WE COLLECT
We collect information about you from the following sources:
- Information you give us on applications or other forms
- Information about your transactions with us
- Information about your transactions with other parties
- Information from a consumer reporting agency
- Information we receive through our Customer Identification Program
INFORMATION WE DISCLOSE ABOUT YOU
We do NOT disclose any information about you to anyone, except as permitted
by law. Examples of this might include disclosures necessary to service your
account or prevent unauthorized transactions.
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF
YOUR INFORMATION
We restrict access to information about you to those employees
who need to know that information to provide products or services to you. We
maintain physical, electronic, and procedural safeguards to protect this
information.
INFORMATION ABOUT FORMER CUSTOMERS
We do not disclose information about former customers, except as
permitted by law.
WAYS YOU CAN HELP PROTECT YOUR PRIVATE
INFORMATION
There are a number of ways you can protect your personal
information, including:
- Shredding or destroying receipts, old bank statements and unused credit card offers,
- Protecting your PINs and passwords for ATM, debit cards and Internet Banking, and
- Reporting lost or stolen checks, ATM cards, and other access devices as soon as possible.
We appreciate the opportunity to serve you. If you have any questions regarding our privacy policy, please contact us at 850-229-7700.
