|
|
Rates
Effective for week of 07/01/08-07/07/08
Savings*
|
| Product |
Minimum Balance to Open |
Minimum Balance to Obtain APY |
Rate |
Annual Percentage Yield |
| Statement Savings |
$50.00 |
$100.00 |
.50% |
.50% |
Checking*
|
| Product |
Minimum Balance to Open |
Minimum Balance to Obtain APY |
Rate |
Annual Percentage Yield |
| Basic Now Account |
$50.00 |
$1,000.00 |
.50% |
.50% |
| Basic Account with Images |
$50.00 |
$1,000.00 |
.50% |
.50% |
| Golden Classic Checking |
$50.00 |
$1,000.00 |
2.25% |
2.27% |
| MMA Checking |
$2,500.00 |
$2,500.00 |
|
|
| $0.00 - $2,499.99 |
|
|
.00% |
.00% |
| $2,500.00 - $24,999.99 |
|
|
1.00% |
1.00% |
| $25,000.00 - $74,999.99 |
|
|
1.50% |
1.51% |
| $75,000.00 - $99,999.99 |
|
|
1.50% |
1.51% |
| $100,000.00 and over |
|
|
1.75% |
1.76% |
| Now Business Checking |
$250.00 |
$1,000.00 |
.50% |
.50% |
Certificates**
|
| Product |
Minimum Balance to Open |
Minimum Balance to Obtain APY |
Rate |
Annual Percentage Yield |
| 30 days |
$500.00 |
$500.00 |
1.50% |
1.51% |
| 60 days |
$500.00 |
$500.00 |
1.50% |
1.51% |
| 91 days |
$500.00 |
$500.00 |
1.50% |
1.51% |
| 182 days |
$500.00 |
$500.00 |
2.47% |
2.50% |
| 1 year |
$500.00 |
$500.00 |
2.72% |
2.75% |
| 2 year |
$500.00 |
$500.00 |
2.96% |
3.00% |
| 3 year |
$500.00 |
$500.00 |
2.96% |
3.00% |
| 4 year |
$500.00 |
$500.00 |
2.96% |
3.00% |
| 5 year |
$500.00 |
$500.00 |
2.96% |
3.00% |
IRA Certificates * **
|
| Product |
Minimum Balance to Open |
Minimum Balance to Obtain APY |
Rate |
Annual Percentage Yield |
| 12 Mo. Variable Roth |
$100.00 |
$100.00 |
2.82% |
2.86% |
| 18 Mo. Variable Traditional |
$100.00 |
$100.00 |
3.06% |
3.10% |
Rollover IRA**
|
| Product |
Minimum Balance to Open |
Minimum Balance to Obtain APY |
Rate |
Annual Percentage Yield |
| 1 year |
$500.00 |
$500.00 |
2.82% |
2.86% |
| 2 year |
$500.00 |
$500.00 |
3.06% |
3.10% |
| 3 year |
$500.00 |
$500.00 |
3.06% |
3.10% |
| 4 year |
$500.00 |
$500.00 |
3.06% |
3.10% |
| 5 year |
$500.00 |
$500.00 |
3.06% |
3.10% |
| |
| * Rates may change after account is opened. Fees may reduce earnings. |
| ** Penalty may be imposed for early withdrawal |
 |