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Services


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• ATM CARD

Quick and convenient access to cash 24 hours a day, 7 days a week at any ATM displaying the Plus or Star logos.

Limited risk due to the Personal Identification Number (PIN) control options as well as the required activation of your card.

• DEBIT CARD

The Bayside Savings Bank Card gives you a faster, more convenient way to buy the things you need. It allows you instant access to funds in your checking account. You can purchase groceries, gas or anything else with just a wave of the card. Use it wherever Visa, is accepted.

The Bayside Savings Bank card performs all the functions of an ATM card. It’s really two cards in one. How simple.

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EZ VOICE TELEPHONE BANKING

24 hour banking, 7 days a week, it's like having your own personal bank teller. EZ Voice lets you obtain account information any time that you want it from the convenience of your home, business, or anywhere there is a telephone.

Access checking accounts, savings accounts, certificates of deposit, and loan accounts easily.

Just call 1-800-325-0835 and key in your selection from the voice prompts.

It's convenient, simple and free.

For complete detailed instructions, click here.

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DIRECT DEPOSIT

Save a trip to the bank! Bayside Savings Bank can conveniently and automatically deposit your paycheck, Social Security payment or pension check into your checking or savings accounts in absolute safety.

You have the security of knowing that your money is safely in the bank, even when you are on vacation.

Call or stop by our office and we will assist you in completing the correct forms.

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• AUTOMATED CLEARING HOUSE (ACH)

ACH provides security and convenience for direct deposit transactions such as paychecks and Social Security direct deposit. Recurring payments commonly processed through ACH include payment of insurance premiums and other recurring amounts at designated intervals. This method automates the process of moving funds from an account at one institution to accounts at other institutions.

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• AUTOMATIC TRANSFERS

Automatic transfers provide a convenient way to transfer funds between accounts and make loan payments on a scheduled basis. Please contact us to make arrangements for this service.

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• BANK BY MAIL

For those who find banking by mail more convenient, we provide bank by mail deposit envelopes at no charge.

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• NIGHT DEPOSITORY

Our night depository is available for your use any time. The depository is located beside the drive-up teller window and contains deposit supplies for your convenience. Keys are available for bulky deposits.

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• TRAVELERS CHECKS (AMERICAN EXPRESS)

Travelers Checks provide an easy and safe way to carry money and may be purchased during lobby hours. Travelers Checks are free to customers.

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• MONEY ORDERS

A secure way to pay bills for customers that do not desire a checking account.

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• OFFICIAL CHECKS AND CASHIERS CHECKS

A secure way to provide for the handling of collected funds. May be purchased during lobby hours.

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• WIRE TRANSFERS

We initiate and receive electronically, domestic and foreign wire transfers in a secured confidential environment.

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• MERCHANT CARD PROCESSING

Credit card equipment is available for the acceptance and payment by credit or debit. Services include deposit of credit card sales, merchant supplies and easy to read statements.

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• FEDERAL TAX DEPOSIT SERVICE

We offer the service of accepting your Federal Tax Deposit for the current day up until 4:00.

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• ELECTRONIC BILL PAY

Quick, convenient, and secure way to pay your bills. No need to write any more checks. You must have our internet banking product to be eligible for this product.

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• SAFETY DEPOSIT BOXES

A secure way to store your valuables. Several sizes to choose from. You must be a current accountholder in good standing to obtain this service.

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• 1031 ACCOUNTS

Bayside Savings Bank serves as a “qualified intermediary” which facilitates tax-deferred real estate exchanges pursuant to Section 1031 or the Internal Revenue Code. In a 1031 exchange, the “qualified intermediary” is the party receiving the cash proceeds from the sale of the exchanger’s property and holds the proceeds in a qualified escrow or trust account until such time as the replacement property is purchased.

Bayside Savings Bank facilitates 1031 exchanges nationwide. We are a member of Federation of Exchange Accommodators. Our Exchange Fee is only $500 no matter what amount the exchange is. All interest earned goes to the Exchanger. We have 6 years experience in handling 1031 Exchanges. We can produce documents for your closing in less than 24 hours if needed.

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