• ATM CARD
Quick and convenient access to cash 24 hours a day, 7 days a week at any ATM displaying the Plus or Star logos.
Limited risk due to the Personal Identification Number (PIN) control options as well as the required activation of your card.
• DEBIT CARD
The
Bayside Savings Bank Card gives you a faster, more convenient way to
buy the things you need. It allows you instant access to funds in
your checking account. You can purchase groceries, gas or anything
else with just a wave of the card. Use it wherever Visa, is
accepted.
The Bayside Savings Bank card performs all the functions of an ATM
card. It’s really two cards in one. How simple.
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• EZ VOICE
TELEPHONE BANKING
24 hour banking, 7 days a week, it's like having your own personal bank
teller. EZ Voice lets you obtain account information any time that you want it
from the convenience of your home, business, or anywhere there is a telephone.
Access checking accounts, savings accounts, certificates of deposit,
and loan accounts easily.
Just call 1-800-325-0835 and key in your selection from the voice
prompts.
It's convenient, simple and free.
For complete detailed instructions, click here.
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• DIRECT
DEPOSIT
Save a trip to the bank! Bayside Savings Bank can conveniently and
automatically deposit your paycheck, Social Security payment or pension check into
your checking or savings accounts in absolute safety.
You have the security of knowing that your money is safely in the bank,
even when you are on vacation.
Call or stop by our office and we will assist you in completing the correct
forms.
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• AUTOMATED CLEARING HOUSE (ACH)
ACH provides security and convenience for direct deposit transactions
such as paychecks and Social Security direct deposit. Recurring payments commonly processed through ACH include payment of insurance premiums and other
recurring amounts at designated intervals. This method automates the process of
moving funds from an account at one institution to accounts at other institutions.
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• AUTOMATIC TRANSFERS
Automatic transfers provide a convenient way to transfer funds between
accounts and make loan payments on a scheduled basis. Please contact us to make
arrangements for this service.
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• BANK BY MAIL
For those who find banking by mail more convenient, we provide bank by
mail deposit envelopes at no charge.
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• NIGHT DEPOSITORY
Our night depository is available for your use any time. The depository
is located beside the drive-up teller window and contains deposit supplies for your convenience.
Keys are available for bulky deposits.
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• TRAVELERS CHECKS (AMERICAN EXPRESS)
Travelers Checks provide an easy and safe way to carry money and may be purchased during lobby hours.
Travelers Checks are free to customers.
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• MONEY ORDERS
A secure way to pay bills for customers that do not desire a checking
account.
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• OFFICIAL CHECKS AND CASHIERS CHECKS
A secure way to provide for the handling of collected funds. May be
purchased during lobby hours.
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• WIRE TRANSFERS
We initiate and receive electronically, domestic and foreign wire
transfers in a secured confidential environment.
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• MERCHANT CARD PROCESSING
Credit card equipment is available for the acceptance and payment by
credit or debit. Services include deposit of credit card sales, merchant
supplies and easy to read statements.
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• FEDERAL TAX DEPOSIT SERVICE
We offer the service of accepting your Federal Tax Deposit for the
current day up until 4:00.
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• ELECTRONIC BILL PAY
Quick, convenient, and secure way to pay your bills. No need to write any more checks. You must have our internet banking product to be eligible for this product.
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• SAFETY DEPOSIT BOXES
A secure way to store your valuables. Several sizes to choose from. You must be a current accountholder in good standing to obtain this service.
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• 1031 ACCOUNTS
Bayside Savings Bank serves as a “qualified intermediary” which
facilitates tax-deferred real estate exchanges pursuant to Section 1031
or the Internal Revenue Code. In a 1031 exchange, the “qualified
intermediary” is the party receiving the cash proceeds from the sale of
the exchanger’s property and holds the proceeds in a qualified escrow or
trust account until such time as the replacement property is purchased.
Bayside Savings Bank facilitates 1031 exchanges nationwide. We are a
member of Federation of Exchange Accommodators. Our Exchange Fee is only
$500 no matter what amount the exchange is. All interest earned goes to
the Exchanger. We have 6 years experience in handling 1031 Exchanges. We
can produce documents for your closing in less than 24 hours if needed.
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